Portfolio risk monitoring
StockPlus vs Guardfolio
A web app that reads your holdings from linked brokers and monitors them for concentration, allocation drift and hidden ETF overlap.
Choose StockPlus if
Watching the market rather than the portfolio, and price. Guardfolio has no quotes, no price alerts, no congressional or insider filings and no market briefing, because none of that is its job. It is also $19.99 to $39.20 a month against $2.99, and StockPlus is on iOS and Android where Guardfolio is a web app.
Choose Guardfolio if
Seeing what you actually own, and what is inside it. Read-only connections to 30+ brokers mean Guardfolio knows your real positions without you typing them, and its ETF look-through finds the overlap you cannot see, the case where three funds all leave you long the same handful of megacaps. StockPlus does not link to brokers and does no look-through analysis at all.
Feature by feature
| Feature | StockPlus | Guardfolio |
|---|---|---|
| Daily AI market briefing | Yes — one two-minute AI briefing every morning | No daily market briefing. Alerts are about your portfolio's structure, not the market |
| Real-time watchlist | Yes | No watchlist. Guardfolio monitors the holdings it reads from your linked brokers |
| Price alerts | Yes — price and percent-change alerts | No price alerts by design. The alerts are concentration, allocation drift and ETF overlap |
| Congressional trade feed | Yes | No |
| Insider trade feed | Yes | No |
| Earnings calendar | Yes — with reminders | No |
| Single score per stock | Pulse Score, 0–100 per ticker | Yes, a portfolio health score, scored on your holdings rather than on a stock |
| Mobile app | Yes — iOS and Android | No app listed. A web app, as of August 2026 |
| Free tier | Yes | No free plan. A 7-day free trial with no card required |
| Paid price | Pro, $2.99/mo | Guardian Pro $19.99/mo or $149.99/yr introductory, against a list price of $24.99/mo; Guardian Elite $39.20/mo or $319.20/yr promotional, against $49/mo, as of August 2026 |
The verdict
These solve opposite halves of the same worry. Guardfolio tells you your portfolio is more concentrated than you thought; StockPlus tells you something happened to a stock in it. If you hold several overlapping ETFs across more than one broker, Guardfolio earns its price and we do not replace it. If you want prices, alerts and filings on a phone, that is us at $2.99/mo.
Guardfolio details last verified August 27, 2026 from their own site. Pricing and features change — check with them before deciding.
Questions people ask
How much does Guardfolio cost?
Guardian Pro is $19.99/month or $149.99/year at an introductory rate, against a stated list price of $24.99/month. Guardian Elite is $39.20/month or $319.20/year promotional, against $49/month. There is a 7-day free trial with no card required. Read from guardfolio.ai on 27 August 2026.
Does Guardfolio connect to my broker?
Yes, read-only, across 30+ brokers. It cannot execute trades. That connection is the whole point of the product: the risk analysis depends on knowing your real positions rather than ones you typed in.
Does StockPlus link to brokers?
No. StockPlus has a manual portfolio you enter yourself, which is more work and less complete, and it means we cannot do the kind of look-through analysis Guardfolio is built on.
Still weighing options? See all Guardfolio alternatives.
Try it before you decide.
Free to start, no card required. One AI briefing each morning, a live watchlist, and alerts that actually matter.